Saturday, March 31, 2007
Song listening to rite now: JOURNEY - HAPYHADYS specially sang this song for HADY MIRZA on his birthday bash WHICH I REGRET NOT GOING!!! Yup, I have da mp3 format of da song. U want? Heee.. Hmm, I believe Hady is going to do something abt that song. Maybe he put that song to his new album but change da wordings of "Happy Birthday" to something else? *thinking*
Today marks da end of March and tomorrow starts a brand new day, a Sunday on a brand new month.. and tomorrow is APRIL FOOL'S DAY!! Make sure u dun get fooled.. LoL
Yestday met Mr Ho, my business law lecturer. Well, I met him last week at Sheraton Towers. Yup, he was there but not for my company's D & D but for this SAA - Singapore Accountancy Association D & D. My company's D & D was held in ballroom 1 & 2 level 3, SAA's was in ballroom 3 & 4 level 3..
I didnt get da chance to speak to him or say hi to him last week but since I met him yestday while I was outside da sch library, I told him. He was surprised that I am now working in a law firm. He said that it is a gd choice to work in a law firm especially dealing with all da trade marks. Well, he is a lawyer, of course he said gd things.. He wished me all da best and he left.
Aft meeting another of my lecturer Sally for discussion, I went home. While waiting for da bus, I met another sch friend of mine who is close to me, since Sec 1 even though we had bickerings quite often. She was so happy to meet me. We chit chat and exchange numbers. I only have her home number not her hp number.
She is now working in Courts warehouse at Tampines!! Oh dear! From West Coast travel all da way to Tampines!! If da $$ is good, shldnt be a problem. She is earning abt da same amt as me but she prefers a comfortable job like mine - office work - while hers is logistics.
We went home together coz we're staying just a few blocks away. This was what she said to me, "Among all my close friends, from Pri to ITE, u are da only one who study till degree." I looked at her. I was kinda flattered. To me, it was nothing coz I have close friends too from Pri to Diploma who are degree graduates and/or studying for degree.
Remember in da previous entry (29 March), I blog abt being "caught" by an insurance adviser from Prudential abt some investment planning and I also said that I dun wish to be insure under Prudential? Further to that, I 'almost' signed up.. yeah.. here's how..
I was walking in a hurry to da mrt station coz I will be meeting Faridah at around 7.15pm at VivoCity for dinner. A guy who holds a B.Sc Banking in Finance (he gave me his namecard aft all da wasteless - gonna write abt it - effort/presentation) approach me abt a survey. I thought nothing of it but then he mentioned something abt Savings Plan - they had this savings plan, I know at once it is Prudential. Usually, I will say, "Sorry, not interested." But when I said that, he talked abt investment. Although I do plan to take up investment plan but I have no idea what is it all abt actually, so I wanna find out more, hence I agreed to sit down and let him do da presentation.
Usually, aft doing much presentation, no obligations of course, so I can say "I'll consider or not interested.." I did say that and he probed, "May I know whats da thing u need to consider?" I told him, "I need to discuss with my mum." He again went on blabbering saying that majority pple of my mum's age wont understand with all this investment (HELLO!! My mum has an investment plan with ManuLife!!). He went on blabbering further that this investment will britghten up my future, no worries abt financials stuff blah blah..
I was already very tired. In my mind was, 'get this over and done with'.I think he was kinda desperate for a customer/client on that day so he signed me up without warning!! I was huh? Still I agreed and fill up da form and sign all da pages. *stupid of me*
Wait, da application is not done without approval from da bank. He would like to meet me da next day during lunch time to go to POSB for some transactions.. And u know what? This is what I said to him, I mean I called him coz I have his number on his namecard given to me.
Me: Hello, is that xxxx?
XXXX: Yes
Me: Remember me? Da lady whom u spoke to earlier in da evening?
XXXX: Yes, I remember. Da lady who share da same birthday as my mum (Oh.. ok such coincidence!)
Me: Just to inform u that I had express this to my mum and I'm glad that she understands. But da thing is, she wants me to invest with my uncle, who is in NTUC income, instead coz its a u know, a family thing.
XXXX: I understand. U are in a difficult position (he really thinks that I really wanna invest with his company!) but u have to think wisely. Is ur uncle's company's fund doing as well as us? If it is, I can let u go and invest with ur uncle coz its gd to support ur uncle blah blah blah..I also have friends whose family members worked for other insurance companies but when it comes to investing, they invest with my company because our funds are doing very well blah blah blah.
(some other conversation are not entered to prevent any controveries, if any)
I told him I called him again.
I did but I sms him, da next day.
Me: Hi XXXX, I know its my future and I am old enuff to decide for myself but now I have decided NOT to take up any investment plan as yet becoz I just started working 1 year ago and not yet financially stable. Once I am stable with my finances, Ill decide on where to out my $$ to. Sorry but I hope u understand. Thanks and sorry.
He wont admit defeat! He replied to my sms
XXXX: I respect ur decision. U're still young so u shld plan ahead abt ur $$ beside u're using CPF not ur own $$. In any case, u change ur mind by noon, give me a call and we headed down to POSB.
Did I call him by 12 pm? NOPE! Lol...
Why didnt I want to invest with Prudential? Well, I have no idea too. I had been approached by Prudential advisers for a few times already and da first time was when she saw a form, another adviser gave to me (that was 3 or 4 yrs ago - I was still studying full time) without any signature of mine, she panicked and asked me to call da fellow to cancel it. I was appalled and directly told her that she was da one who wants me to sign up for insurance in da mere future.
She admitted that she did tell me that but she had neva heard of Prudential b4 so was kinda unfamiliar with their successes. Till now, she still say no when comes to invest or insure with Prudential. So, even if I decide to invest with Prudential, if she were to find out, she will blow her top! I know it sounded kinda weird but its true.
Da only way for her to think positively abt Prudential is to find someone she knows or I know and promote to her what Prudential actually benefits us.. Maybe that will work.
Song playing now: Journey - HapyHadys again!!
