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AMYRIA

my story. my words. my life. my prerogative


Friday, March 10, 2006

formal letter of disatisfaction

Remember da entry dated 5th March, I was asked to pay half of da amt by end of March? I had emailed to da senior manager (since da one who spoke to me is da manager), and hooray!!! I do not need to pay half of da amt by end of march!! Woohoo!! Read da letter below.

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To whom it may concern,

I am Maria Binte Slamat, of Student ID 010300016843 pursuing a part-time UOW Business Degree course.

I am writing in great distress with regards to the payment of my $ 22,000 - $23,000 course fees. The payment terms below was devised by an ex-course consultant, Sharin Kaur upon verbal agreement in June 2004:

TCC loan: $ 12,992 (to be paid monthly via GIRO)

[Payment started from July 2004 with a monthly deduction of $448]

School installment scheme: $ 10,798 (to be paid monthly AFTER clearing TCC loan)

[Approx. monthly payment $ 700 to $ 800 plus)

All to be paid: by the end of my course with the school.

It is upon the agreement mentioned above which I made my decision to continue my studies with Informatics again.

However, the news came to me as a surprise on 3 March 2006 from Nancy that my fees payment has long been overdue.

According to her, if I do not settle half of the $ 10,798 by March 2006, I would need to give up my studies.

At that very moment, I was brooding over it and was pressed to pay at least $ 2,000 on the particular day. At the end, I paid $ 1,000 by nets as that was the only amount I could afford. Neither my parents nor I own any credit cards. If I do have a credit card, wouldn’t it be more logical to pay by a 2-year or 4-year 0% installment to the bank instead of going through such hassle?

Now, referring back to the verbal agreement made, I can clear the loan with TCC first before clearing the other half of my fees by installment to the school.

In quick calculations:

From July 2004 till present I have paid under TCC: $ 448 X 20 mths = $ 8960

This leaves me with the following amount to be cleared: $ 12,992 - $ 8960 = $ 4032

Which takes me another: $ (4032/ 448) = 9 mths to finish my payment with TCC.

This means that I will complete my payment with TCC by Dec 2006.

Therefore, allowing me sufficient time to complete my installment payment of $ 10,798 with the school before I finish my course in Sept 2007 if everything went on well without any deferment.

Since I have made a $ 1,000 payment on 3 march 06 by due pressure. I am now left with $ 9,798 to clear with the school from DEC 06 to Sept 2007.

In count, that will be 12 months.

Henceforth, the subsequent monthly payment expected from me after I clear my payment with TCC should be : $ 9,798 / 12 mths = $ 816.50 per mth. (I understand there will be GST included for the $816.50, then it will = approx $857)

In this case, the verbal agreement still stands.

On top of this, Nancy has mentioned if I could produce a document of the payment term the school will abide to it.

I have checked with other students who are paying their fees through installment payment too faced certain problems. Their course consultants have left the school and most agreements were done verbally. Only a few students actually requested them to issue a document.

As for me, I trusted the school because I have paid my previous course with informatics by installment too.

I did take my initiative to check with the school the amount I should pay after my clearance with TCC since July 2005. I kept chasing the customer service department for an answer so that I can start saving before the $ 10,798 installment re-payment scheme starts this Dec 2006.

Yet, after six months I got no answer but a shock on 3 march 2006 to pay up half of the $ 10,798.

As the payment terms and my principle stand, I will not pay the rest of $ 9,798 in installment till Dec 06 onwards.

Regards,

Maria

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It works!!! Haha!!! But they told me I have to start by June 2006 to start da payment. Hmm, I am still trying to negotiate with da school..

Amyria pours her heart out @ 5:29 pm   |


The Lady

Amy Maria, 27 year old femme, who loves singing as her passion. Relatively a quiet person, especially towards people she doesn't know very well. However, people who she call her friends, know her as a very cheerful, friendly and a little talkative kinda person. Basically, she thinks everybody can reach nearly every goal, just need a great portion of staying power, motivation, and enthusiasm. She also believes that she's patient and relatively calm - in the past, even so, sometimes she still can be very quick-tempered. On the contrary, most of the time she loves to accept challenges. She has purity and sweetness of a girl. And no matter how old she get, she can stay youthful. She also possesses a motherly character. She is kind and can show consideration to others. Once she starts on something, she will not give up half way, or show weakness. She knows how to get on in life. She is rather suspicious type of person. She doesn't tend to take every word of other person straightly.

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Her Reflections

Parti Sutra , Hasniza's Wedding, Asian Idol Celebration, 30 Dec 2007 At Jurong Point, Aliff Aziz at Bukit Panjang Plaza, LIVE THE DREAM Jurong Point Roadshow, Thank You Roadshow, Anugerah 2007 FINALISTS Roadshow, Splash of Colours Family Day, Me and Dira @ Vivo City, Keep The Heritage Alive, 25 Feb 2007, Hady's 2007 Birthday Bash, Hady @ VivoCity, HapyHadys Gathering, Roadshow @ Jurong Pt , Selamat Pengantin Baru, Po Yee's Birthday, BSB Concert, SCDF Heritage Gallery, WESSC Camp 2005, Anugerah 2005 VCD Launch, Lime Sonic Bang, Konsert Hanyut, Bazar Raya Utara, Rosliah's Wedding, Mike's Farewell,

Her History

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Her Cliques

.Aini
Aiser. Alice. Aphrodite . Ayu. Az Revalina. Baby Seniorita. Elia's old Blog. Elia's new Blog. Fairuz . Farah. Fat Cat. Fikq HapyHady. Ijah. Kak Juliza. Maria Shazwani. Melissa. Melia HapyHady. Mulyadi. Nulyz. Ria HapyHady. Rizar. Sabrina . Salmah. Shidah. Shirin Hushairi. SV HapyHady . Syafiqah HapyHady . Syaliza. Syasya . Syidah's OLD blog. Syidah's NEW blog. Tia. Wawan. Zohra HapyHady.

Her Singerz

BRITNEY SPEARS/ TAUFIK BATISAH/ FAUZIE LAILY/ ALIFF AZIZ!/ AMY MASTURA/ HADY MIRZA/ HYRUL ANUAR/ JAY CHOU/

Her Favourites

CAT WELFARE| SOS ANIMALS| ANIMAL RESCUE| ANIMALS LOVERS| SPCA| HAPPY CATZ| Friendster| WWE| 98.7FM| Power98FM| Song Lyrics|KCAP| Donburk| MINICLIP GAMES | MTV ASIA| YOU TUBE Videos|

Her Music